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Transaction times
Sapphire FX currency transaction cut off
times are shown below using
London
Greenwich Mean Time
(GMT)
| Currency | Priority | Cut off [ GMT ] |
|---|---|---|
| Australian Dollar (AUD) | 1 day | 2:00 pm |
| Bulgarian Lev (BGN) | 0 days | 8:30 am |
| Canadian Dollar (CAD) | 0 days | 2:00 pm |
| Chinese Yuan (CNY) | 1 day | 9:00 am |
| Czech Koruna (CZK) | 0 days | 9:00 am |
| Danish Krone (DKK) | 0 days | 10:30 am |
| Euro (EUR) | 0 days | 2:30 pm |
| Hong Kong Dollar (HKD) | 1 day | 2:00 pm |
| Hungarian Forint (HUF) | 0 days | 2:30 pm |
| Currency | Priority | Cut off [ GMT ] |
|---|---|---|
| Japanese (JPY) | 1 day | 2:00 pm |
| Mexican Peso (MXN) | 0 days | 9:00 am |
| Israeli Shekel (ILS) | 1 day | 2:00 pm |
| New Zealand Dollar (NZD) | 0 days | 2:00 pm |
| Norwegian Krone (NOK) | 0 days | 10:30 am |
| Polish Zloty (PLN) | 0 days | 9:30 am |
| Qatar Rial (QAR) | 1 day | 2:00 pm |
| Romanian Leu (RON) | 0 days | 9:00 am |
| Saudi Riyal (SUR) | 1 day | 2:00 pm |
| Currency | Priority | Cut off [ GMT ] |
|---|---|---|
| Singapore Dollar (SGD) | 1 day | 2:00 pm |
| South African Rand (ZAR) | 0 days | 10:30 am |
| Swedish Krona (SEK) | 0 days | 10:30 am |
| Swiss Franc (CHF) | 0 days | 10:30 am |
| Thai Baht (THB) | 1 day | 9:00 am |
| Turkish Lira (TRY) | 0 days | 9:30 am |
| UK Sterling (GBP) | 1 day | 4:30 pm |
| United Arab Emirates Dirham (AED) | 1 day | 2:00 pm |
| US Dollar (USD) | 0 days | 4:30 pm |
Please note Russian Ruble (RUB) - Can only be used as a sell currency only. You can not convert any other currency into RUB for payments.
Sapphire FX events diary
Please note that the following 2026 events will delay transactions by
1 working day.
United Kingdom
All event times are based on
London Greenwich Mean Time (GMT)
United States
All event times are based on
New York Eastern Standard Time (EST)
| UK Event | Date |
|---|---|
| New Year's Day | Thu, 1 Jan 2026 |
| Good Friday | Fri, 3 Apr 2026 |
| Easter Sunday | Sun, 5 Apr 2026 |
| Easter Monday | Mon, 6 Apr 2026 |
| Spring Bank Holiday | Mon, 25 May 2026 |
| Father's Day | Sun, 21 Jun 2026 |
| Summer Bank Holiday | Mon, 31 Aug 2026 |
| Christmas Day | Fri, 25 Dec 2026 |
| Boxing Day | Sat, 26 Dec 2026 |
| USA Event | Date |
|---|---|
| New Year's Day | Thu, 1 Jan 2026 |
| Martin Luther King Jr. Day | Mon, 19 Jan 2026 |
| Memorial Day | Mon, 25 May 2026 |
| Independence Day | Sat 4, Jul 2026 |
| Labor Day | Mon,7 Sep 2026 |
| Veterans Day | Wed, 11 Nov 2026 |
| Thanksgiving | Thu, 26 Nov 2026 |
| Christmas Day | Fri, 25 Dec 2026 |
| Boxing Day | Sat, 26 Dec 2026 |
Sanctioned countries
Sapphire FX cannot receive global transactions or currencies from the following countries as part of our anti-money laundering requirements and regulatory responsibilities.
Crimea, Cuba, Iran, Libya, North Korea, South Sudan, Sudan and Syria.
Contact Us
Sapphire FX Registered Office:
71-75 Shelton Street
Covent Garden, London
WC2H 9JQ
T: + 44 (0)1268 696502
(All calls are recorded)
For clients based in the European Economic Area, payment services for Sapphire FX Ltd are provided by CurrencyCloud B.V. Registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 - 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of an electronic-money institution (Relation Number: R142701).
For clients based in the United Kingdom and rest of the world, Payment and e-money services for Sapphire FX Ltd are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: 1 Sheldon Square, London, W2 6TT, United Kingdom. The Currency Cloud Limited is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).
For clients based in the United States, payment services for Sapphire FX Ltd are provided by Visa Global Services Inc. (VGSI), a licensed money transmitter (NMLS ID 181032) in the states listed here. VGSI is licensed as a money transmitter by the New York Department of Financial Services. Mailing address: 900 Metro Center Blvd, Mailstop 1Z, Foster City, CA 94404. VGSI is also a registered Money Services Business (“MSB”) with FinCEN and a registered Foreign MSB with FINTRAC. For live customer support contact VGSI at (888) 733-0041.